Moneyready Terms and Conditions

(Last updated January 2020)

 

Please read these Terms and Conditions carefully and ensure that you understand them. This Terms of Use (“Terms & Conditions”, “T&C”) document governs the manner in which Moneyready collects, uses, maintains and discloses information collected from users (each, a “User”) of the www.moneyready.org website (“Site”). This document applies to the Site and all products and services offered by Moneyready.

The Terms of Use will constitute a legally binding agreement between you and us. It is your responsibility to carefully read these Terms and Conditions of Use before using the website. Your use of the Moneyready.org website is contingent upon your acceptance of this Terms of Use as well as our Privacy Policy.

 

Use of the www.moneyready.org website will be considered acceptance of our Policies. If you do not agree to the Terms and Conditions contained in the following pages, then you must not use the Moneyready website. Moneyready has the right to modify these T&Cs. You should read them periodically and also review the Privacy Policy.

 

 

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

 

 

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilised and other similar information.

 

 

Web browser cookies

Our Site uses “cookies” to enhance your experience and for record-keeping purposes. A cookie is a small file that can be placed on your device that allows us to recognise and remember you. It is sent to your browser and stored on your computer’s hard drive or tablet or mobile device. When you visit our sites, we may collect information from you automatically through cookies or similar technology.

We use cookies in a range of ways to enhance your experience on our site, including:

  • Keeping you signed in
  • Understanding how you use our site

Using cookies and other technology helps us analyse how our site is being use. Users may choose to set their web browser to refuse cookies, or to alert them when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

 

How we use collected information

Moneyready may collect and use Users personal information for the following purposes:

  • To improve customer service Information you provide helps us respond to your customer service requests and support needs more efficiently.
  • To improve our Site We may use feedback you provide to improve our products and services.
  • To send periodic emails We may use the email address to respond to their inquiries, questions, and/or other requests.
  • To share assessment and engagement data with schools and local authorities to help them measure the delivery of financial education as appropriate.
  • To collate anonymous data on the performance of user groups to measure impact.

 

 

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

 

 

Sharing personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with partners, trusted affiliates, financial education agencies and advertisers for the purposes outlined in the ‘How we use collected data’ section.

 

 

Changes to these Terms & Conditions

Moneyready has the discretion to update these T&Cs at any time. When we do, we the updated date will be revised at the top and bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review these terms and conditions periodically and become aware of modifications.

 

 

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

 

 

Contacting us

If you have any questions about these Terms of Use, the Privacy Policy, the use of cookies or dealings with this site, please contact us at:

 

The Data Protection Officer

Moneyready

10 Queen Street

Ipswich

Suffolk

IP1 1SS

 

Please contact us at: miss@moneyready.org in the first instance.